Auto Loans

*APR=Annual Percentage Rate. Payment sample: A $15,000 auto loan with a 48-month term, at 2.24% APR, results in 48 monthly payments of $327. Rate quoted includes a 0.25% discount for loan-to-value of <=90% (excluding warranty & GAP). Direct purchases or refinances only. Rates shown are for highly qualified borrowers; rate received may be different based on credit history. Loans subject to borrower qualification; not all applicants will be approved. Fees and charges may apply. 2.24% APR is the lowest auto loan rate FPCU offers including all possible discounts. 

**On approved credit; FPCU membership must be established; all loan conditions met.

1. 90 days no payments require a minimum credit score of 665. Interest will continue to accrue during the 90-day deferment period. Contact a Credit Union representative for complete details. Financial Partners Credit Union membership is required.

2. 120% loan to value financing requires a minimum credit score of 665. Contact a Credit Union representative for complete details. Financial Partners Credit Union membership is required.

3. Unemployment date must be more than 90 days after the effective date/funding date of the vehicle loan. You must be involuntarily unemployed for more than 30 consecutive days. Available for vehicle purchases, not refinances.

4. The green discount applies to auto loans for either electric or hybrid vehicles only. 25 basis points are reduced from your approved rate will not be lower than 2.24% APR.

Rates as of 04.2.2021, and are subject to change without notice. Conditions, restrictions, and terms may apply. Financial Partners Credit Union membership is required.