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Learning about Credit Cards Made Simple
Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.
Why You Should Pay More Than the Minimum Balance on Your Credit Card
Have Questions? Call us at 888.562.1084 to speak with a loan specialist.
*APR=Annual Percentage Rate. 0.00% APR valid on
purchases and balance transfers
. Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of card account opening. After promotion, Regular APR of 9.24%-26.99% will apply. Offers apply to all credit card types (except Savings/Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies. Balance transfers not available for current Financial Partners credit card or loan balances. Rates as of 12/30/2021 and are subject to change without notice. Conditions, restrictions, and terms may apply.
**Merchants are assigned a merchant code that is determined by them or their processor in accordance with Mastercard rules. FPCU makes every effort to include all relevant codes in a bonus category. However, even though a merchant may sell an item that fits within that category if they do not have a merchant category code within that category you will not receive bonus points.
For complete details on the terms and
please refer to the
Card Terms and Conditions