Earn 3x Rewards**

Credit Cards

  • No annual fees
  • Earn rewards with everyday purchases
  • 0% APR* for 12 months on purchases and balance transfers
  • Mastercard benefits like cell phone protection, extended warranty and more — at no cost!


  • Rates as low as 12.24% APR*
  • Earn points on every purchase
  • 3X points on Gas, 2X Points for Groceries, and more!
  • No foreign transaction fees


  • Low rate on purchases and balance transfers
  • Rates as low as 9.24% APR
  • Lower rate


  • Get purchasing power while building credit
  • Rates as low as 19.99% APR
  • Secured by funds on deposit at Financial Partners
  • Great credit builder


Learning about Credit Cards Made Simple

Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.

Credit Cards

Debt Management

Why You Should Pay More Than the Minimum Balance on Your Credit Card

Have Questions? Call us at 888.562.1084 to speak with a loan specialist.

*APR=Annual Percentage Rate. 0.00% APR valid on purchases and balance transfers for qualifying members . Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of card account opening. After promotion, Regular APR of 9.24%-26.99% will apply. Offers apply to all credit card types (except Savings/Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies. Balance transfers not available for current Financial Partners credit card or loan balances. Rates as of 12/30/2021 and are subject to change without notice. Conditions, restrictions, and terms may apply.

**Merchants are assigned a merchant code that is determined by them or their processor in accordance with Mastercard rules. FPCU makes every effort to include all relevant codes in a bonus category. However, even though a merchant may sell an item that fits within that category if they do not have a merchant category code within that category you will not receive bonus points.

For complete details on the terms and conditions,  please refer to the Credit Card Terms and Conditions disclosure.