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Learning about Credit Cards Made Simple
Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.
Why You Should Pay More Than the Minimum Balance on Your Credit Card
Have Questions? Call us at 888.562.1084 to speak with a loan specialist.
*APR=Annual Percentage Rate.
0.00% APR valid on
purchases and balance transfers
. Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of card account opening. After promotion, Regular APR of 13.74%-31.49% will apply. Offers apply to all credit card types (except Savings/Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies. Balance transfers not available for current Financial Partners credit card or loan balances.
**Three points per one (1) dollar spent on fuel purchases. Two points per one (1) dollar spend on grocery purchases. Two points per one (1) dollar spent on drug store purchases. All other qualified credit card transactions will earn one point per every one (1) dollar charged to the cardholder's credit card. Please note that these categories are categorized by specific Merchant Category Codes. Not all merchants may use the specific qualified transaction codes. The additional points may not be issued if the merchant does not use a qualified Merchant Category Code.
For complete details on the terms and
please refer to the
Card Terms and Conditions
Rates are subject to change without notice. Conditions, fees, restrictions, and terms may apply.
Financial Partners Credit Union membership required.