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Learning about Credit Cards Made Simple
Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.
Why You Should Pay More Than the Minimum Balance on Your Credit Card
Have Questions? Call us at 888.562.1084 to speak with a loan specialist.
*APR=Annual Percentage Rate. 0.00% APR valid on purchases and balance transfers. Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of card account opening. After promotion, Regular APR of 9.24%-26.99% will apply. Offers apply to all credit card types and tiers (except Savings/Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies. Balance transfers not available for current Financial Partners credit card or loan balances. Rates as of 3/19/2020 and are subject to change without notice. Conditions, restrictions, and terms may apply.
**All Platinum Rewards Mastercard members who use their card on Airfare, Hotel and/or Car Rental categories during the campaign period (June 1 – August 31, 2021) will receive 3x points on all of those purchases. Points will be aggregated and posted to the members rewards account the month after which points are earned, with final rewards points posting in September.
Merchants are assigned a merchant code that is determined by them or their processor in accordance with Mastercard rules. FPCU makes every effort to include all relevant codes in a bonus category. However, even though a merchant may sell an item that fits within that category if they do not have a merchant category code within that category you will not receive bonus points.
For complete details on the terms and
please refer to the
Card Terms and Conditions