Earn up to 4.00% APY

Certificates and IRAs

  • Earn a fixed interest rate for the term of your certificate
  • Terms from 3 months to 5 years
  • $1,000 minimum to open
  • Jumbo Certificates (over $100,000) earn a higher rate
  • Federally insured up to $250,000
Certificates are also the most popular option for an Individual Retirement Account (IRA). Ask us for more information about IRAs and other IRA options.



Learning about Savings Certificate Made Simple

Learn more about the decision-making process for opening a CD to decide if this option is right for you.

Certificates of Deposit

Earn more on your deposits with a Saving Certificate.    View Rates

APY=Annual Percentage Yield. APY shown is for a 60-month Jumbo Certificate.
Penalty for early withdrawal. Fees may reduce earnings on the account.